How to create a monthly budget in a spreadsheet and start saving money

Think of one budget as another.

Creating a budget somewhere in a spreadsheet is most effective – be it Microsoft Excel or Google Doc. Add your income and then you add new expenses as expenses.

And those new costs will definitely pop up. Sometimes try to plan as much as possible for expenses, such as holiday gifts, or the trip you plan each year – or an unexpected doctor’s appointment.

The more you track your expenses and keep an eye on it, the better you will understand your expenses each month.

Watch this video for a step-by-step guide to creating a budget that will work for you.

More from your investment:
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